401(k) calculator

Estimate your employer match

Adjust the formula and see how much matching money your plan could add.

Your plan

Enter the matching formula

$20,000$500,000
0%25%
0%200%
0%15%

Calculator assumptions

What this estimate includes

This calculator applies one simple annual matching formula to the eligible pay, contribution rate, employer match rate, and employer cap you enter.

Included

One annual matching rate, one contribution cap, and the eligible pay you enter.

Not included

Tiered formulas, vesting, per-paycheck matching, true-ups, taxes, fees, limits, or investment returns.

Educational estimate: Calculator results are illustrative and are not individualized financial, investment, tax, or legal advice. Your plan documents govern the actual result.

Related guide

Understand the formula behind the result

How a 401(k) employer match worksRead the guide